Attic Inspection For Fha

Fha appraisers are required to observe the attic area.

Attic inspection for fha.

Ensure all appliances are operational. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. For an fha loan the u s.

These revisions must be meet to qualify for fha financing. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. When an fha loan is being used the appraiser has two objectives.

Clarifying that fha requires an inspection. All appropriate approaches must be utilized when applicable. To a full inspection. Fully access the attic space if able to do so.

If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation. Clarifying that fha requires an inspection. Attic and crawl space inspection requirements. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased.

12 attic and crawl space inspection requirements. Cost and income approach for value. General acceptance criteria property eligibility and non residential use of property. Head and shoulders is the.

Fha s office of single family housing. Federal housing administration fha loans must meet safety. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. Inspection the attic must be examined whether access is by pull down stairway or scuttle.

But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety. Is an attic inspection required for fha. These include many health and safety inspections. The department of housing and urban development hud requires him to determine the current market value as with any appraisal.

Handbook 4000 1 all fha approved mortgagees. At a minimum the appraiser must enter head and shoulders into the attic. Check water heater functionality inspection portion is not referred to as observation. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders.

What is an fha inspection and appraisal. Fha appraisers are now required to. Ensuring that mixed use properties comply with zoning. Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of.